A Disorganized Home, Stress, and Family Life

Would you believe that a disorganized home is creating stress for American families today?

Many of us minimize the impact of stress on our health and well-being. Home organization, it turns out is a major source of stress for American familiesThe Huffington Post reports that “home organization was as much of a stress trigger for recently-stressed Americans as:

  • unexpected expenses (also 47 percent),
  • not having enough time for loved ones (46 percent), and
  • not having enough time to yourself (45 percent). “

When it comes to managing the household and finances,  having a shared roadmap can reduce anxiety and that includes every member of your household.

Home disorganization is also costing American families more than $58 billion dollars — at least that was what CCNMoney reported is the amount of unclaimed money sitting with state and federal treasurers. Loved ones are just unaware of both physical and financial assets during a crisis or upon death and they eventually end up in the very large “unclaimed money” coffers.

To start your roadmap, you can download a free list that includes all of the documents, accounts, and details you should have organized. Not only will it benefit you when you need to find information, but it will assist a loved one that may need to step in and help you.

To learn about the benefits of getting organized, find out how it helped an active family of five,  and a couple that wants to stay on the same page.

Consider doing just one thing to get better organized today.

Related Stories:

Three Simple Ways to Bring Organization to the Next Level

“Next Level” Organization for Seniors

3 Products and Services to Help You Get It Together in 2015

This story originally appeared on SpareFoot, but I’m re-sharing and paring down the list to 3 key products that will help you mind the important stuff (documents, accounts, and assets) better. Visit this link to read the complete list.

Getting organized can be a bore and a chore, but various innovations are helping take some of the drudgery out of getting the important things organized.

1. MemoryBanc

RegisterwithGiftBox+PDF

MemoryBanc, a system that comes in written or electronic formats, lets someone collect and manage usernames; passcodes; and financial, medical, household and personal documents.

“Adults are creating written roadmaps to their documents, accounts and assets. Many are concerned about sharing key personal information in the cloud or a cloud-based solution and are using traditional pen and paper instead,” said Kay Bransford, president and chief curator of MemoryBanc.

2. Doorstep Digital

DOORSTEP

As the name implies, Doorstep Digital brings digital archiving to your door. In nine U.S. cities, digital archivists will come to your home to preserve photos, slides, negatives, documents and artwork. Company executives say this does away with the risk of priceless items being damaged or lost when they’re archived outside your home.

So far, the service is available in Austin, Dallas, Houston and San Antonio, TX; Baton Rouge and New Orleans, LA; Chicago, IL; Denver, CO; and Seattle, WA.

After my father passed away, I used a photo scanning service to digitize selected photographs of his life that we used at his memorial service and that I could share with my siblings. I now have a digital archive of our most treasured family photographs.

3. Fujitsu Scansnap

SCANSNAP

Fujitsu Scansnap scanners reduce paper clutter by allowing you to scan and store an array of documents. Turner said such scanners are becoming more affordable.

“I’m not sure I would say that 2015 will be a breakthrough year, but I definitely see desktop scanners being fairly typical by 2020,” she said.

I have been managing my parent’s financial, personal and medical lives for over 3 years. This is the one tool that has helped me stay organized while not being overloaded with paper. Be careful – it’s addictive!

The documents you need when a crisis strikes

I was the adult child named on the Durable Power of Attorney (DPOA) that needed to step in and use it. It was VERY difficult to use in several cases. For a more detailed look at my history, you can visit the blog I’ve been writing for three years on caring for two parents. One way to ensure that the individual you have named with this power can help you is to create a roadmap of the documents, accounts, and assets they may need to manage until you are back on your feet, or inevitably, to settle your estate.

My parents did everything that was recommended by their estate lawyer, financial planner and life insurance provider. However, they prepared most of the information to be delivered to me after they were gone. When they were too ill to manage on their own, I needed to know about their medical history, banking accounts, online services, household warranties … the list was daunting.

If you are named, or have named someone as your DPOA in your estate planning, you should sit down with them to review the location of important documents and instructions. After 40, nearly half of all American’s are expected to have a disability event lasting 90 days. It doesn’t need to be gloomy–as I reported on how I  shared my plans with the individual who I would expect to help me as well as with my children who are only 12 and 17 years old.

3DcoverFor an easy to use workbook that will guide you through the collection of your documents, accounts, and assets so that you can easily find the information when it’s needed, or could share it in a crisis, you can order MemoryBanc: Your Workbook for Organizing Life from any of these popular retailers at a pre-release discount today.

Amazon
BarnesNoble-400px-300x75

BAM-400px

 

.