The Complications of All Mobile Phone Family Plans

My son’s phone died. Of course my husband is traveling and my son is leaving for an overnight trip. I’m not used to the idea of him leaving without a phone. I can’t text him “nite-nite” and I can’t see where he is on the “find my iPhone app.” I really want him to have that phone before he goes.

Our mobile plan is all organized under my husband’s account. When I show up at BestBuy, I can get in with his social security number and validation of my phone account, but for this matter, we really need to login to the portal to understand our upgrade options. Right now I’m being told I will have to pay a $200 penalty on top of the new phone fee. That’s unacceptable.

For those families like mine where you divide and conquer accounts, bill pay, and household services, check out this free solution that captures usernames and passcodes. I know that the usage terms don’t allow for sharing, but I’m going to make sure that my family can get what we need when we need it. For that reason, I created a simple solution for sharing our online information so that a loved one could get what they needed in the event that either my husband or myself are traveling.

My solution is actually a chapter in the best seller MemoryBanc: Your Workbook for Organizing Life. To download the free chapter called “Taming the Internet” visit MemoryBanc.com/downloads.

A Disorganized Home, Stress, and Family Life

Would you believe that a disorganized home is creating stress for American families today?

Many of us minimize the impact of stress on our health and well-being. Home organization, it turns out is a major source of stress for American familiesThe Huffington Post reports that “home organization was as much of a stress trigger for recently-stressed Americans as:

  • unexpected expenses (also 47 percent),
  • not having enough time for loved ones (46 percent), and
  • not having enough time to yourself (45 percent). “

When it comes to managing the household and finances,  having a shared roadmap can reduce anxiety and that includes every member of your household.

Home disorganization is also costing American families more than $58 billion dollars — at least that was what CCNMoney reported is the amount of unclaimed money sitting with state and federal treasurers. Loved ones are just unaware of both physical and financial assets during a crisis or upon death and they eventually end up in the very large “unclaimed money” coffers.

To start your roadmap, you can download a free list that includes all of the documents, accounts, and details you should have organized. Not only will it benefit you when you need to find information, but it will assist a loved one that may need to step in and help you.

To learn about the benefits of getting organized, find out how it helped an active family of five,  and a couple that wants to stay on the same page.

Consider doing just one thing to get better organized today.

Related Stories:

Three Simple Ways to Bring Organization to the Next Level

“Next Level” Organization for Seniors

Sharing MY DPOA & Estate Plan Wishes

This past weekend, I sat down with my brother and my kids and walked them through the estate plan my husband and I recently had updated. It wasn’t doomy or gloomy since we are in good health. It just resulted in peace of mind for my kids to know our plans and we made sure that everyone knows where they can find our completed MemoryBanc Register, and the original copies of all of our important documents.

I wanted to share this as a follow-up to last weeks post discussing the importance of having a Durable Power of Attorney (DPOA).

If you don’t already know this, the U.S. Department of Health and Human Services reports that 7 out of 10 of us will need long-term care assistance for at least 3 years. The difficulty a loved one faces when you don’t have a DPOA can be expensive, undignified and lengthy.

I hope you will consider speaking with a lawyer dedicated to the practice of estate law in your area. You should be able to get one for just a few hundred dollars.